Learn how and why veterinary bills are increasing, and how a Healthy Paws plan can help.
Healthy Paws protects pets like family and makes peace of mind and more happy, healthy moments possible. Pet parents and industry reviews tell the story.
Rescue organizations across the U.S. received support for adoption efforts and ongoing care for vulnerable pets.
Make their food irresistible with the freshest nutritionally-balanced ingredients.
The Healthy Paws Community is a vibrant, social-first space for all pet lovers—whether you’re a Healthy Paws policyholder or simply passionate about pets. As a Pack Member, you can share your favorite pet photos and videos, connect with fellow pet parents, and stay informed with the latest Healthy Paws news and tips. It’s a welcoming place focused on connection, positivity, and celebrating the joy pets bring to our lives!
Everyday expenses for a pet now exceed $4,000 a year on average, according to new research. As prices continue to climb, pet owners face tough choices. Pet insurance can be a financial backstop against the unexpected.
Dog insurance for puppy teeth and silver snouts
Healthy Paws pet insurance pays covered claims based on your actual vet bill, regardless of whether it's for an accident, surprise illness, emergency, or genetic curveball. In other words, it doesn't matter whether life gets messy, mischievous, or just a little older. With Healthy Paws, you're covered—so you can focus on the snuggles and not the fees.
Puppies have boundless curiosity and zero caution. From bee stings to serious illnesses, be ready for anything by enrolling them under age 6–even hip dysplasia is covered.²
With age come new health hurdles, and sometimes dogs find trouble on their own. Enrolling your older pup¹ covers them for the lifetime of their Healthy Paws policy.
What’s covered?
Any licensed vet
Visit any licensed vet, specialist or emergency clinic in the U.S. (or Canada if you are temporarily traveling there). No networks, no restrictions.
Airvet virtual vet care
When you enroll with Healthy Paws, you’ll get unlimited 24/7 access to virtual vet care through the Airvet app.
Accidents & sudden illnesses
Swallowed something? Limping? Not themselves? We cover the unexpected, so you don’t have to guess.*
Surgeries & hospital stays
Bills pile up fast. That's why we help with the big stuff, like surgeries, emergency care and overnight stays.
Chronic conditions
We’re here when care becomes part of everyday life, from allergies and diabetes to everything in between.
Diagnostic, labs & meds
We also cover tests, scans and x-rays and prescription medications, so you don't have to fret the small stuff.
Breed-specific issues
From hip dysplasia to heart disease and kidney trouble, we cover conditions common to your pet’s breed.
Holistic & alternative care
From acupuncture to rehab and physical therapy, we support every path to feeling better.
*Healthy Paws pet insurance covers treatment for new accidents or illnesses except pre-existing conditions. Other exclusions may apply.
Fetch your free quote to protect every woof and wag
Now offering two ways to reimburse your pet’s claims
File your claim right from the Healthy Paws App on your phone, or from our Customer Center. Just snap submit and get paid – most claims are processed and paid within two days.
When funds are critical, the Healthy Paws Direct Pay team can also arrange to pay your reimbursable benefit directly to your vet, making it easier to say yes to life-saving treatments.
Frequently asked dog insurance questions
Pet insurance can save you thousands of dollars if your dog gets sick or injured unexpectedly. The investment in pet insurance can help you say yes to life-saving medical treatments, and keep you out of the red when faced with overwhelming veterinary bills. Even the most responsible pet parents may not be prepared for emergency procedures like a foreign object removal, which can cost upwards of $5,000 or a torn ACL that comes with a similar price tag.
Healthy Paws covers the costs of veterinary care to treat new injuries and illnesses, including diagnostic testing, treatment, surgery and medications. Coverage includes (but is not limited to): cancer, emergency care, genetic and hereditary conditions, breed-specific conditions and alternative care.2
Healthy Paws Plans don't place coverage restrictions on hereditary or congenital conditions.1 Pets are eligible for coverage so long as the signs and symptoms first manifest after enrolling, including any applicable waiting periods. So, while you focus on caring for your dog, pet insurance can help take care of the costs, potentially saving you many thousands of dollars.
Yes! With Healthy Paws, you can take your dog to any licensed veterinarian in the U.S. or while traveling in Canada, including emergency vets and specialists. There are no restrictive networks of approved providers like you would see in human health insurance plans.
1. The Healthy Paws plan includes coverage for hip dysplasia when you enroll your pet before the age of six. Please review state-specific information regarding pet enrollment age and waiting periods for more details.
2. Maximum enrollment age varies by state.
** The claim scenarios described here are intended to show the types of situations that may result in claims. These scenarios should not be compared to any other claim. Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss, the terms and conditions of the policy as issued and applicable law. Insureds providing testimonials have not received compensation for their statements.