Compare Healthy Paws

See how our insurance plan stacks up

Choosing the right pet insurance should feel simple. Compare coverage, deductibles, reimbursements, and reviews to see if Healthy Paws is the right fit for your family.
Healthy Paws VS Others
How does Healthy Paws compare?
What to consider
Healthy Paws
ASPCA
Embrace
Fetch
Figo
Lemonade
MetLife
Trupanion
Pumpkin
Spot
AKC
Pets Best
Nationwide
Pet Insurance Review rating
4.9
4.4
4.9
4.9
4.1
4.8
4.7
4.9
4.7
4.6
4.5
4.9
4.8
Has an unlimited annual payout option
All new accidents and illnesses covered
No restrictions on hereditary and congenital conditions*
Alternative care included
In some states
Limited
Deductible type
Annual
Annual
Annual
Annual
Annual
Annual
Annual
Per Condition
Annual
Annual
Annual
Annual
Annual
Did you know?

The Healthy Paws deductible is annual. Trupanion has a deductible per condition.

Healthy Paws offers unlimited virtual vet visits through Airvet. Trupanion and Lemonade don't include a virtual vet care service in their policies. 

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How should I evaluate pet insurance?

Coverage

Look closely at what’s included (and excluded). Some plans leave out congenital and hereditary conditions since they’re often the most expensive to treat.

Deductibles

Annual deductibles mean you only pay one per year, not one for every incident. That can mean more back in your pocket.

Reimbursement method

Not all companies reimburse on the actual vet bill. Watch for “benefit schedules” or “usual and customary” language. These limit how much you get back. Healthy Paws can also reimburse your vet directly using the Direct Pay option.

Caps on payouts

Does the plan cap payouts per incident, or have a lifetime payout cap? The Healthy Paws plan has no per-incident or lifetime payout limits. Healthy Paws offers options for annual payout limits–from $5,000 per year to unlimited.

Customer service

Service matters, especially when you need help fast. What are other pet parents saying about their claims experience? Healthy Paws processes most claims in just 2 days.

Sit, stay, get covered. Get a quick quote for premium, affordable pet insurance.