Learn how and why veterinary bills are increasing, and how a Healthy Paws plan can help.
Healthy Paws protects pets like family and makes peace of mind and more happy, healthy moments possible. Pet parents and industry reviews tell the story.
Rescue organizations across the U.S. received support for adoption efforts and ongoing care for vulnerable pets.
Make their food irresistible with the freshest nutritionally-balanced ingredients.
The Healthy Paws Community is a vibrant, social-first space for all pet lovers—whether you’re a Healthy Paws policyholder or simply passionate about pets. As a Pack Member, you can share your favorite pet photos and videos, connect with fellow pet parents, and stay informed with the latest Healthy Paws news and tips. It’s a welcoming place focused on connection, positivity, and celebrating the joy pets bring to our lives!
Everyday expenses for a pet now exceed $4,000 a year on average, according to new research. As prices continue to climb, pet owners face tough choices. Pet insurance can be a financial backstop against the unexpected.
Puppy insurance for first steps to lifelong adventures
Healthy Paws pet insurance pays covered claims based on your actual vet bill, whether it’s for a tumble during zoomies, a surprise illness, an emergency, or a genetic curveball. In other words, it doesn’t matter if life gets messy, mischievous, or full of firsts. With Healthy Paws, you’re covered, so you can focus on puppy kisses, not the costs.
Puppies are all curiosity and no brakes. From first tumbles to surprise illnesses, enrolling early helps protect them through every messy, mischievous milestone. Even hip dysplasia is covered.1
Those puppy years go by quickly. With Healthy Paws, coverage continues as your puppy grows, so you’re prepared for new adventures, new risks, and everything that comes next.
What’s covered?
Any licensed vet
Visit any licensed vet, specialist or emergency clinic in the U.S. (or Canada if you are temporarily traveling there). No networks, no restrictions.
Airvet virtual vet care
When you enroll with Healthy Paws, you’ll get unlimited 24/7 access to virtual vet care through the Airvet app.
Accidents & sudden illnesses
Swallowed something? Limping? Not themselves? We cover the unexpected, so you don’t have to guess.*
Surgeries & hospital stays
Bills pile up fast. That's why we help with the big stuff, like surgeries, emergency care and overnight stays.
Chronic conditions
We’re here when care becomes part of everyday life, from allergies and diabetes to everything in between.
Diagnostic, labs & meds
We also cover tests, scans and x-rays and prescription medications, so you don't have to fret the small stuff.
Breed-specific issues
From hip dysplasia to heart disease and kidney trouble, we cover conditions common to your pet’s breed.
Holistic & alternative care
From acupuncture to rehab and physical therapy, we support every path to feeling better.
*Healthy Paws pet insurance covers treatment for new accidents or illnesses except pre-existing conditions. Other exclusions may apply.
Fetch your free quote to protect every puppy pounce
Now offering two ways to reimburse your pet’s claims
File your claim right from the Healthy Paws App on your phone, or from our Customer Center. Just snap submit and get paid – most claims are processed and paid within two days.
When funds are critical, the Healthy Paws Direct Pay team can also arrange to pay your reimbursable benefit directly to your vet, making it easier to say yes to life-saving treatments.
Frequently asked puppy insurance questions
If your puppy is seriously injured or their curiosity leads to an injury, it can really strain your budget. Even the most responsible pet parents may not be prepared for emergency procedures like a foreign object removal, which can cost upwards of $5,000. Pet insurance can save you thousands of dollars if your pup gets sick or injured unexpectedly and helps you say yes to life-saving medical treatments.
Puppy insurance costs vary based on factors like breed, location, and the coverage options you choose. But puppyhood is the best time to insure them, when premiums are lowest and there are generally no pre-existing conditions that would be excluded from coverage. With Healthy Paws, you can customize your plan to help you find a premium that fits your budget.
Pet insurance is designed to help cover unexpected accidents and illnesses rather than routine or preventive care. Vaccinations and other wellness services are typically planned expenses, so coverage focuses on the unexpected incidents you can’t predict.
You can enroll your puppy in Healthy Paws starting at 8 weeks old, and it’s wise to enroll a them as early as possible– before any illnesses develop–since pet insurance does not cover pre-existing conditions. Sign up today to ensure your puppy is protected as they grow, explore, and experience all the adventures of puppyhood.
1. The Healthy Paws plan includes coverage for hip dysplasia when you enroll your pet before the age of six. Please review state-specific information regarding pet enrollment age and waiting periods for more details.
** The claim scenarios described here are intended to show the types of situations that may result in claims. These scenarios should not be compared to any other claim. Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss, the terms and conditions of the policy as issued and applicable law. Insureds providing testimonials have not received compensation for their statements.